Does AAA Pay for Key Replacement?
Does AAA Cover Key Replacement Costs?
AAA may cover key replacement costs, but it depends on your membership level and the specifics of your plan. For example, AAA Premier members are typically eligible for up to $150 in key replacement services per year, which can cover the cost of a new key or key fob, including the programming. However, basic or classic members may not have key replacement included in their coverage.
AAA Key Replacement Services
How Does AAA Key Replacement Work?
- Call AAA for Lockout Assistance – If you are locked out of your car, AAA can send a technician to help you retrieve or replace the key.
- Check Membership Plan – Premier members can claim key replacement services. If you’re a Classic member, you may have to pay out-of-pocket for key replacement.
- Get a New Key or Fob – Depending on the situation, AAA may be able to cut and program a new key for your vehicle at no cost or a reduced cost.
- Submit for Reimbursement – If the cost exceeds the coverage amount, you may need to pay for the balance, but AAA may reimburse you for the covered amount.
Where Else Can You Get Key Replacement Services?
🚗 Dealerships – Best for OEM keys and fobs, but generally more expensive.
🚗 Locksmiths – Can replace keys and fobs for cheaper rates than dealerships.
🚗 Auto Parts Stores (AutoZone, O’Reilly) – Some stores cut and program basic keys at a lower cost.
🚗 Mobile Key Replacement Services – Some locksmiths offer on-site key cutting and programming.
How Much Does Key Replacement Cost?
💰 Basic Car Keys (Non-Chipped) – $10–$50 for key cutting.
💰 Transponder or Smart Keys – $150–$400, including key cutting and programming.
💰 Key Fob Replacement & Programming – $200–$500, depending on the make and model of the vehicle.
💰 Mobile Key Replacement Services – Typically $100–$300 for key fobs or replacement keys.
Final Thoughts
Yes, AAA may pay for key replacement under the Premier membership plan, but not all members have this benefit. Classic members might need to pay for the service themselves. Always check your membership benefits and contact AAA to confirm coverage.
FAQs
1. Does AAA replace lost car keys?
Yes, Premier members can get key replacement coverage, including lost keys, up to a certain limit.
2. How much will AAA pay for key replacement?
AAA Premier members are typically covered for up to $150 per year for key replacement services.
3. Does AAA replace transponder keys or fobs?
Yes, if you have a Premier membership, they may cover transponder key and fob replacement, depending on your plan.
4. Can AAA make a spare key for my car?
Yes, if you have AAA coverage, they can often assist in making spare keys or helping you retrieve lost ones.
5. What if I am a Classic member and need a key replacement?
As a Classic member, you won’t get key replacement covered but can still benefit from lockout assistance for a fee.
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